Insights and Blog

    Insights and Blog.

    Practical guidance for the claimant industry and regulated advisory firms. Automation, AI adoption, credit hire strategy and compliance.

    Brokers Are Getting AI Questions They Can't Answer. Here's the Fix.
    Industry Update
    4 min read

    Brokers Are Getting AI Questions They Can't Answer. Here's the Fix.

    Clients are asking ChatGPT what to ask their broker, then turning up with questions nobody on the desk can easily answer. The fix is not another chatbot.

    4 June 2026
    What Credit Hire Teams Should Take From the Pinsent Masons AI Ruling
    Industry Update
    5 min read

    What Credit Hire Teams Should Take From the Pinsent Masons AI Ruling

    A senior judge has said a junior solicitor 'almost entirely outsourced the thinking process' to AI. Here is what the Pinsent Masons ruling means for credit hire operations and how to design against the three failure modes it exposes.

    27 May 2026
    Aviva's Building a ChatGPT App. Claims Teams Are Holding the Line. Both Are Right.
    Industry Update
    4 min read

    Aviva's Building a ChatGPT App. Claims Teams Are Holding the Line. Both Are Right.

    Distribution is sprinting on AI while claims is walking, for good reasons. The 3Rs filter shows motor claims teams where automation earns its keep right now.

    13 May 2026
    Credit Hire in Scotland: What QOCS Actually Changed
    Legal Strategy
    7 min read

    Credit Hire in Scotland: What QOCS Actually Changed

    Five years on from QOCS, what Scottish credit hire handlers need to know about fraud thresholds, Manley v McLeese, and litigation-grade file build.

    28 April 2026
    Not at Fault? Here's What You're Actually Entitled To
    Practical Guide
    9 min read

    Not at Fault? Here's What You're Actually Entitled To

    A plain-English guide to your rights as a non-fault claimant: like-for-like replacement vehicles, credit hire, intervention offers, hire period and rate.

    22 April 2026
    What to Do After a Car Accident: A Step-by-Step Guide
    Practical Guide
    10 min read

    What to Do After a Car Accident: A Step-by-Step Guide

    A practical step-by-step guide to what to do after a UK car accident: at the scene, evidence, insurer reporting, vehicle repair, hire, injury and time limits.

    22 April 2026
    When Insurers Try to Intervene: What the Case Law Actually Says
    Legal Strategy
    7 min read

    When Insurers Try to Intervene: What the Case Law Actually Says

    A strategy guide to defeating intervention arguments in credit hire, grounded in Copley v Lawn, Manton Hire, Sayce v TNT and Bee v Jenson.

    18 April 2026
    Using AI in Credit Hire: What You Need to Know About Compliance
    Compliance
    9 min read

    Using AI in Credit Hire: What You Need to Know About Compliance

    From the EU AI Act to hallucination risk and UK GDPR, this is what 'doing AI properly' looks like for credit hire teams.

    15 April 2026
    The EU AI Act Is Here. Is Your Team Ready?
    Compliance
    8 min read

    The EU AI Act Is Here. Is Your Team Ready?

    Since August 2025 the EU AI Act has required businesses to ensure staff have sufficient AI literacy. From August 2026 full risk-based compliance kicks in. Here's what UK businesses need to do.

    10 April 2026
    Why Your Business Is Invisible to AI Search
    AI Visibility
    8 min read

    Why Your Business Is Invisible to AI Search

    A UK insurance broker with strong Google rankings showed up zero times across 64 AI search tests. Here's why it's happening and how to fix it.

    5 April 2026
    Why Most AI Projects Fail (And How to Avoid It)
    Strategy
    9 min read

    Why Most AI Projects Fail (And How to Avoid It)

    Over 80% of AI pilots never make it to production. The real reasons projects stall, and a practical guide to successful adoption.

    28 March 2026
    The CEO's Guide to AI: Questions to Ask Before You Invest
    Strategy
    8 min read

    The CEO's Guide to AI: Questions to Ask Before You Invest

    7 critical questions every CEO should ask before approving AI budget. A practical checklist for smarter investment decisions.

    26 March 2026
    Basic Hire Rates (BHR): Why Bunting Doesn't Stop You Challenging the Facts
    Legal Strategy
    8 min read

    Basic Hire Rates (BHR): Why Bunting Doesn't Stop You Challenging the Facts

    Bunting v Zurich is often cited to shut down BHR challenges. It doesn't. Here's what it actually decided and why rigorous factual challenges at first instance remain essential.

    25 March 2026
    What Happens in an AI Strategy Workshop?
    How We Work
    7 min read

    What Happens in an AI Strategy Workshop?

    Demystify the AI strategy workshop. See what happens, why it works, and what you walk away with.

    24 March 2026
    Impecuniosity in Credit Hire: What the Courts Actually Require
    Legal Strategy
    9 min read

    Impecuniosity in Credit Hire: What the Courts Actually Require

    What does impecuniosity actually mean in credit hire? A practical guide to pleading, proving, and defending it, grounded in Lagden and recent case law.

    22 March 2026
    The 3Rs Framework: How to Spot AI Opportunities in Any Business
    Strategy
    6 min read

    The 3Rs Framework: How to Spot AI Opportunities in Any Business

    A practical framework for identifying where AI creates real value. Repetitive, Rules-based, Resource-intensive.

    20 March 2026
    The Real Cost of Manual TPI Responses
    Industry Update
    6 min read

    The Real Cost of Manual TPI Responses

    Credit hire teams spend hours manually researching and responding to TPI insurer correspondence. Here's what that costs, and what the alternative looks like.

    18 March 2026
    What the OIC Reforms Mean for Credit Hire in 2026
    Industry Update
    8 min read

    What the OIC Reforms Mean for Credit Hire in 2026

    How the OIC portal and whiplash reforms affect credit hire operations, fraud patterns, and claim strategy in 2026.

    15 March 2026
    Why AI in Legal Claims Needs a Knowledge Base, Not Just a Language Model
    Legal Strategy
    8 min read

    Why AI in Legal Claims Needs a Knowledge Base, Not Just a Language Model

    A language model alone cannot guarantee accuracy in legal work. Here's why architecture matters and what a curated knowledge base actually changes.

    12 March 2026
    AI in UK Motor Claims: What's Actually Happening Right Now
    Industry Update
    5 min read

    AI in UK Motor Claims: What's Actually Happening Right Now

    AI in UK motor claims isn't a future conversation. It's happening now. Here's what actually matters.

    18 February 2026
    WEF 2026: AI Advantage Comes From Adoption, Not Invention
    Strategy
    5 min read

    WEF 2026: AI Advantage Comes From Adoption, Not Invention

    Key takeaways from Davos 2026: the AI winners won't be those building the smartest models, but those who use AI at scale.

    24 January 2026
    Simplifying AI for Business Growth: From Hype to Practical Use
    Strategy
    5 min read

    Simplifying AI for Business Growth: From Hype to Practical Use

    Businesses using AI see up to 54% productivity gains (IBM). You don't need to code. You just need to know where it fits.

    15 January 2026
    AI in the Insurance Sector: Practical Applications
    Industry Update
    4 min read

    AI in the Insurance Sector: Practical Applications

    From automated claims processing to fraud detection, how insurers are using AI to reduce costs and improve customer experience.

    12 January 2026
    AI in Leasing: Transforming Asset Management
    Industry Update
    4 min read

    AI in Leasing: Transforming Asset Management

    How automation can streamline contract management, predict maintenance needs, and optimise asset utilisation in leasing.

    18 December 2025
    AI in Motor Claims: Faster Resolution, Better Outcomes
    Industry Update
    4 min read

    AI in Motor Claims: Faster Resolution, Better Outcomes

    From damage assessment to fraud detection, how leading organisations are cutting cycle times and improving accuracy.

    10 December 2025
    McKinsey: AI in Strategy, Beyond the Hype
    Strategy
    5 min read

    McKinsey: AI in Strategy, Beyond the Hype

    Only 7% of companies use AI in strategy. McKinsey's framework for spotting cognitive bias and applying AI to strategic planning.

    22 November 2025
    Gartner: The Real ROI of GenAI in Customer Service
    Strategy
    5 min read

    Gartner: The Real ROI of GenAI in Customer Service

    Only 11% of leaders report GenAI met their primary business objective. Gartner's Defend/Extend/Upend framework for prioritising use cases.

    18 November 2025
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